QTI Payment Processing™ provides you with a complete, turnkey payment processing solution at ultra-competitive rates. Quickly process credit and debit cards using our advanced, web-based virtual terminal application from the convenience of any computer with web access. Best of all, payment processing doesn't have to cost you a fortune! With our low rates and minimal fees, any company can accept credit and debit cards.

QTI Payment Processing is offered through our relationships with Stripe. Even on busy days, their advanced networks will process your transactions quickly and efficiently. Unlike many payment processing services, QTI Payment Processing has no funding delay. This means that funds from qualifying payment transactions are generally transferred to your business checking account two business days after settlement (check with your bank to make sure it doesn't impose its own delay).


  • Ultra-competitive rates
  • Web-based virtual terminal
  • Quick application process
  • No funding delays
  • No long-term commitment
  • No hardware needed
  • Process credit and debit cards from anywhere with web access
  • Easy-to-understand monthly statements
  • Process VISA, MasterCard, Discover and American Express

US Pricing

Fee Categories Fee
Visa / Mastercard / Discover / American Express 2.9%
Transaction Fee $0.30

In addition to the Visa and MasterCard Interchange fees, Visa and MasterCard charge an assessment fee that is paid directly to the associations that own the Visa/MasterCard brands. These are required fees that we cannot control. All US Credit Card processors are required to bill these fees to their merchants.

Canada Pricing

Fee Categories Fee
Application Fee / Setup Fee None
Monthly Minimum $15.00
Monthly Gateway Access Fee $5.00
Monthly Service Fee $20.00
Qualified Rate (Visa/Mastercard) 1.49%*
Transaction Fee $0.30
Authorize.Net Transaction Fee $0.05

Established Merchant Focus is a registered MSP/ISO of: Deutsche Bank AG, New York

*Interchange Downgrade Fees may be applied on some card brands. All pricing listed in Canadian dollars.

Get Started

Please click here and complete the form to create an account with QTI. If you have any questions please call 800-925-7243.

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